Yan, 36 years old, is the married mother of seven children. She has lived in the countryside her whole life, where she learned to work in agriculture. She owns farmland of around one and one-half hectare, on which she grows seasonal rice crops. The harvest is collected for basic subsistence and sold in the local marketplace where she lives. This work is the main source of income for her family, with which she provides for all of the household's basic needs.
Currently, she needs to hire a few laborers to plow and transplant her rice crops, but she has inadequate money to make it possible. That’s why she has applied for a loan of KHR 1,000,000 from HKL. In this way she will be able to hire suitable workers to accomplish her farm tasks on time. Through her effort and loan support, she hopes to have a more productive harvest than in prior years. This will help her to increase her earnings. Yan thanks lenders for their constant support. She awaits your kindness and relies on your generosity.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.