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Hector
Héctor, 40, lives with his wife, Victoria, and their three children in the house he bought 22 years ago. He divides his time into two activities: agriculture and animal husbandry. The first consists in growing potatoes in great amounts on his own farmland. He sells them to wholesalers who come to his farmland always. But his main source of constant income consists in raising dairy cows. He owns on average four cows that produce milk daily that he sells to middlemen in the zone. He also makes cheese seasonally. “It all depends on the amount of milk. If more is produces on a certain day I take advantage of it to make cheese,” he comments. His secret is the good growth he develops especially in fattening up the cows. He’s also in the cow buying and selling business. That is, he buys skinny cows to fatten them up and then sell them at a higher price. “With love and care one can have a healthy cow,” he comments.

This is his first Kiva loan and he feels grateful for the economic support he gets to continue forward. He also commits to make his payments punctually. Héctor will use the 3,800 soles to buy three good quality skinny cows to start the process of fattening them up.
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Héctor, de 40 años, vive junto a su esposa Victoria y sus 3 hijos a los que cuida en la casa que compró hace 22 años. Su tiempo lo distribuye entre 2 actividades, la agricultura y ganadería. Esta primera consiste en la siembra de papa en gran cantidad en sus propios terrenos agrícolas, los cuales comercializa a los mayoristas que llegan siempre a su mismo terreno agrícola. Pero su principal ingreso económica de manera constante consiste en la crianza de vacas lecheras, tiene un promedio de 4 vacas que le brindan leche diaria, la que vende a los intermediarios de la zona, asimismo elabora queso por temporadas, “todo depende a la cantidad de leche, si un día produce más leche aprovecho es realizar queso”, comenta. Su secreto es la buena crianza que desarrolla, sobre todo en engordar a las vacas, por lo que también se dedica al negocio de compra y venta de vacas, es decir compra vacas flacas para engordarlas y venderlas a un mayor precio, “con amor y cuidado se puede mantener a una vaca saludable”, comenta. Este es su primer crédito con KIVA,y se siente agradecido por el apoyo financiero que recibe para seguir adelante, además se compromete a pagar sus cuotas de manera puntual.
Héctor, invertirá los S/.3800 en la compra de 3 vacas flacas de buena calidad, para comenzar el proceso de engorde.

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About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD