Her 16-year-old daughter dropped out of school because she became pregnant; she now has a 3-month-old baby. She’s a single mother and her 20-year-old son works the land to produce food to feed the family.
Her business is selling tortillas. She’s been in this activity for five years. She used to sell clothes in the city. Her mother taught her this occupation and her mother currently helps her in the business. She lives in her mother’s house and her business is nearby since she has no house of her own. The house is wattle and daub. Her mother and cousin work with her in order to fill all the customer orders she gets. Customers come by to pick up their tortillas and sometimes they have to be delivered to them. She does this activity every day.
She needs the loan to buy a griddle to make more tortillas because she says that making them on the clay griddle is too much work and doesn’t produce enough. With this more productive tool her workday will be more productive and also they won’t be inhaling so much smoke which affects their health. It will also generate more income to cover daily expenses.
Delmy wants to expand her business so that it will generate the necessary income to support her family and be able to save to build a house in future and live with her children and granddaughter in proper conditions.
Su hija de 16 años dejo de estudiar porque salió embarazada, y tiene una bebe de 3 meses, es una madre soltera y el hijo de 20 años cultiva la tierra para la alimentación del núcleo familiar.
Su negocio es la venta de tortillas, tiene 5 años de dedicarse a esta actividad, anteriormente vendía ropa en }la ciudad. Su madre le enseño este oficio, siendo ella la que le ayuda en el negocio actualmente. Ella está viviendo y tiene el negocio en la casa de su madre, ya que no tiene casa propia, esta casa es de bahareque. Con ella trabajan, su madre y una prima para dar abasto a los pedidos que le hacen los clientes. Los clientes llegan al lugar a traer las tortillas y en ocasiones tienen que llevárselas a los clientes. Hace esta actividad todos los días.
El préstamo lo necesita para comprar una plancha y elaborar más tortillas, ella dice que le cuesta mucho en el comal que tiene y que no da abasto, con esta herramienta será más productiva la jornada, y además no tendrán que estar respirando tanto humo, que les afecta su salud. Generara más ingresos para cubrir gastos diarios.
Delmy desea ampliar su negocio, que este le pueda generar los ingresos necesarios para mantener a su familia y poder ir ahorrando para en un futuro, construir su casita; vivir con sus hijos y nieta en condiciones dignas.
More information about this loan
This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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