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Ernestina
Ernestina is 50 years old, married and has three children. She only studied up to Grade Two. She has 15 years of experience growing corn and raising livestock. She learned these activities along with her husband. As she had little education she couldn't get a formal job and to keep the family going she has to work every day cleaning, fertilizing and taking care of their corn. They also have one cow and they sell milk and cheese daily to their neighbors.

Ernestina is requesting this loan to buy 15 bags of fertilizer, a gallon of herbicide and other supplies to plant 21,000 square meters of corn. To make this purchase she'll take a bus to the city which is a 45 minute ride. With this investment she'll avoid making many trips to the city to buy these supplies in small amounts, as it costs her money and takes up a lot of time. With the supplies at her house she can manage her crops well. This will give her a higher yield and increased profits. Her dream is to open a shop, to have a daily income and help the neighbors, offering them basic food goods.
View original language description ↓
Ernestina de 50 años de edad, esta casada, tiene 3 hijos y solamente estudio 2° grado. Posee 15 años de experiencia en el cultivo de maíz y cría de ganado de repasto, estas actividades las aprendió con su esposo, ya que por la falta de estudio, no pueden tener un empleo formal, y para subsistir con su familia tienen que trabajar todos los días en labores de limpieza, fertilización y cuido de su milpa, además tiene 1 vaca, todos los días vende leche y queso a los vecinos.
El préstamo que esta solicitando, es para comprar 15 sacos de fertilizantes, un galón de herbicida y otros insumos para sembrar 21,000 metros cuadrados de maíz. Para comprar los insumos para su cultivo, viajara en autobús, hasta la ciudad, el recorrido tarda 45 minutos.
Con la inversión, se evitara tantos viajes a la ciudad a comprar sus insumos por poquitos, ya que esto le ocasiona mayores gastos y perdida de tiempo. Al tener sus insumos en casa, dará un manejo adecuado a su cultivo, esto ayudara a tener una mayor producción y mayores ingresos.
Sueña con instalar una tienda, para tener ingresos diarios y ayudar a los vecinos, supliendo las necesidades de su canasta básica.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 679
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ernestina to buy 15 bags of fertilizer, a gallon of herbicide and other supplies to plant 21,000 square meters of corn.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 6, 2013
Listed
Sep 16, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014