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Maria Reyna
María Reyna, 38, is an enterprising woman who very much wants to get ahead. She and her husband work in agriculture. They have four children. The two older ones help their parents with the various field chores working hard so that their two siblings can complete their schooling.

María Reyna learned this occupation when still very young since her parents taught her how to work the land since they’ve been farmers for generations. Her crops are located in a nearby community located about 35 minutes away. María Reyna did not complete elementary school; she only got up to fourth grade but she works hard to school her two younger children so that they can be better and with better opportunities. In this way, she hopes that for when she and her husband are old-aged they’ll get support from all their children.

Her future dreams and plans as a mother are to see her children living under better conditions with better employment opportunities and with land to live on and to work. For her business, they are to plant larger amounts and varieties of products to strengthen the soil and her home’s economy.

This is why today she’s asking for a loan to inject capital into her crops protecting them with the various supplies like manure, fertilizer, fungicide, etc., she’ll buy that will lead to a good harvest season.
View original language description ↓
Doña María Reyna es una mujer de 38 años de edad una mujer emprendedora con muchas ganas de salir adelante que junto a su esposo se dedican a la agricultura con el cual procreo 4 hijos de los cuales los 2 mayores apoyan a sus padres con las diferentes actividades que se realizan en el campo trabajando fuertemente para que sus 2 hermanos terminen la escuela. Doña María Reyna aprendió este oficio desde que era muy pequeña siendo sus padres quienes le enseñaran a trabajar la tierra ya que ellos son agricultores por generaciones. Sus cultivos lo tienen ubicado en una comunidad cercana la cual está ubicada a unos 35 minutos aproximadamente de camino. Doña María Reyna tiene un grado de educación primaria no completado cursado hasta cuarto grado y trabaja fuertemente para educar sus 2 hijos menores para que ellos puedan estar mejor y con mayores oportunidades de esa manera ella podrá tener esperanzas para cuando ella y su esposo envejezcan tener un apoyo por parte de todos sus hijo.

Sus sueños y planes a futuro como madre es ver a sus hijos en mejores condiciones de vida, con mejores oportunidades de empleo y con una tierra donde vivir y trabajar. Para su negocio poder sembrar una mayor cantidad y variedad de producto para de esa manera fortalecer sus tierras y fortalecer la economía en su hogar. Por los que hoy en día ha solicitado un financiamiento con el cual ella pueda inyectar capital a sus cultivos protegiéndolos con los diferentes insumos que comprara como abono, fertilizantes, fungicidas entre otros que harán de la temporada una buena cosecha.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 32
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 20.2
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Reyna to buy agricultural supplies for her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 6, 2013
Listed
Sep 16, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014