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This is 27-year-old Frederick. He is single and has one child, age three. He has one additional dependent who lives with him to help a brother with his schooling. In 2008, Frederick established his business of selling mobile phone accessories. At first he started the business with CD recording, and now he sells mobile phone accessories, charging, recording and selling recharge cards. He began his business because he wants to be self-reliant after dropping out of school. His business is located in the city center and his main customers are all sexes.

Working 7 days a week and 12 hours a day, he earns about 922,500 Sierra Leone Leones every month from this business. He would like a loan in the amount of Le 3,000,000 in order to pay for additional phone batteries, chargers, head phones and CD plates. He hopes that this loan can increase his stock and improve the shop.

In the future, Frederick plans to expand the size of the shop and buy more stock. He hopes to be able to construct his own house from the proceeds of the loan. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,329.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Frederick to pay for phone batteries, chargers, head phones and CD plates.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 20, 2013
Currency Exchange Loss:
Jun 17, 2014