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This borrower is a single mother who lives in a relative's home along with her two-year-old daughter. She has made a living selling clothes, beauty products from a catalog, and basic grains for more than two years. She is a responsible, honorable, humble and hardworking person with good character. Thanks to her work, she has managed to cover some of her household costs.

She is applying for a loan to buy more wholesale products, such as perfumes, deodorants, creams, lotions, etc., in order to increase her earnings and offer her daughter a better quality of life.
View original language description ↓
La clienta es madre soltera vive en casa de una familiar junto a su hija de 2 años de edad, ella se dedica a la venta de ropa, productos de belleza por catalogo y granos básicos desde hace mas de dos años, es una persona responsable, honrada, presenta un buen carácter, humilde y trabajadora, gracias a su trabajo ha logrado solventar algunos gastos de su hogar, la clienta esta solicitando un crédito para la compra de mas productos como: perfumes, desodorantes, cremas, lociones, etc. todo por mayor para poder incrementar sus ingresos y ofrecerle a su hija una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 759
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped this borrower to buy perfumes, deodorants, creams, lotions, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 15, 2013
Currency Exchange Loss:
Sep 19, 2014