Alfred is a retired civil servant. He is married with six children; four of them are in secondary school and two are in primary school. After retirement he decided to employ himself by purchasing a saw mill machine. The machine is the sole source of income for his family. He buys timber logs from nearby regions and produces timber of different sizes for his clients. His customers usually demand more than what he can produce. He is in need of USD 1,200 to increase his stock of logs.