Henry is a 32-year-old married man. He has three children with ages ranging from 9 years to 13 years. He describes himself to be an honest man.
He operates a retail store and a motorcycle business in which he sells household items and provides transportation services. He has been involved in this business for two years. His business is located within a profitable business area, and his primary customers are local residents. He describes his biggest business challenge to be the inflation of fuel prices.
He will use the 20,000 KES [Kenyan shillings] loan to purchase household items. His business goal is to restock his retail store within five years. This is his third loan with SMEP DTM after paying his previous loan of 40,000 KES successfully.