Solomon is a forty-four-year-old married man with five children living in Kasese, Uganda. He has been selling cosmetics for twelve years and the business is so lucrative since women are his major clients. The good father that he is, he desires to educate his children up to university and set up sustainable income generating activities for them. Inadequate capital and price fluctuations are his major challenges, while his dream is to own a beauty parlor. Solomon intends to use this loan to buy cosmetics to sell.