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Arshad is a 51-year-old married woman and a mother of five. She has been stitching clothes for many years to support her husband financially. She stitches for the people of her community and uses the income to support her entire family. Her daughter also assists her in completing the orders for her customers on time. However, due to lack of funds, she is unable to meet the daily demands of her customers. For this reason, she requested a loan of PKR 25,000 from Kashf Foundation.

She intends to use this loan amount to buy more spools of threads in different colors, along with packs of laces, zippers and buttons to create a means of increasing revenues so she may able to generate healthier source of income. She is in her third loan cycle with good repayment history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 155
    View loans »
    Pakistan Loans Fundraising
  • $13,278,425
    Funds lent in using Kiva
  • 104.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Arshad to buy more spools of threads in different colors, along with packs of laces, zippers and buttons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Sep 19, 2013
Currency Exchange Loss:
Jul 17, 2014