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Musrat is a 40-year-old vigorous lady. She initiated a business of tandoor (clay oven used for cooking in North India and Pakistan). She cooks chapattis and naan for the people of her community, and takes orders from nearby hotels. In this way she makes enough money to have a decent life.

She is a mother of five, and motivated to provide them with a beautiful life and good education, food, and clothing. She has improved her business to meet the day-to-day expenses of life.

This is her sixth year with Kashf Foundation, and she is happily running her business with the support of it. Now she requested a loan of PKR 40,000 to purchase sacks of flour and packs of salt and oil.

She hopes to increase in the number of customers and desires to use the earned profits on her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 353
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 104.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Musrat to purchase sacks of flour and packs of salt and oil for her Tandoor business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 19, 2013
Currency Exchange Loss:
Aug 17, 2014