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Khemara is 40 years old and a mother of three children in school. For the sake of her family, she does cassava farming as the main source of income while her husband works for others for a fee for extra income. She has engaged in cassava farming for 20 years. Khemara has been with VisionFund (Kiva’s partner) for the past three cycles. The successful past loan, which she paid back, has enabled her to keep her kids in school and purchase household appliance for her family. For this cycle, she is seeking for a new loan in order to support her daughter’s education cost for a university degree specializing in English Literacy. She hopes that her daughter can get a good job after graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 286
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $900 helped Khemara to support her daughter’s education cost for a university degree.
0% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Sep 19, 2013
Currency Exchange Loss: