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Ni Nyoman Danti
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Ni Nyoman Danti is a housewife who is diligent and resilient in her efforts to run her stall business. Initially she set up shop in simple surroundings, but now Ni Nyoman Danti is able to situate her stall in a place good enough to run her business properly. Ni Nyoman Danti began this enterprise several years ago, back when she first married her husband, Nengah Sudendra. The shop sells many types of basic consumer needs, such as rice, sugar, light snacks, soap, and other daily necessities.

With the help of a working capital loan entrusted to her by the DINARI Foundation (via the village’s central organization), Ni Nyoman Danti will furnish her business with all the necessary items and increase her wares so selection will be more varied. Ni Nyoman Danti opens her stall at 7am after tending to her children, who are still in elementary school. She then sets out to perform all the routine activities of a housewife, such as cooking, washing, and cleaning the house, in addition to waiting on customers who come to purchase items from her stall. The daily earnings, which reach Rp.20,000-Rp.30,000 (~US $2-3) help sustain the household, because her husband has a modest occupation as a farmer.

Translated from Bahasa Indonesia by Aarati, Kiva volunteer.




Ni Nyoman Danti adalah sosok ibu rumah tangga yang tekun dan ulet dalam menjalankan usaha warung. Dengan usaha awal hanya berjualan di tempat yang sangat sederhana, kini Ni Nyoman Danti bisa menempati warung yang cukup bagus untuk menjalankan usahanya. Ni Nyoman Danti sudah menjalani usaha ini sejak menikah dengan suaminya, Nengah |Sudendra beberapa tahun yang silam. Berbagai macam kebutuhan pokok dijual seperti beras, gula, makanan ringan, sabun dan kebutuhan pokok lainnya.

Dengan adanya bantuan Pinjaman untuk modal usaha dari yayasan Dinari melalui organisasi didesanya Ni Nyoman Danti mendapat kepercayaan untuk menggunakan modal tersebut sebagai modal usaha untuk melengkapi segala macam keperluan untuk usaha warungnya dan juga memperbanyak dagangannya agar lebih bervariasi. Ni Nyoman Danti membuka warungnya jam 07.00 pagi setelah mengurus anak ketiganya yang masih duduk dibangku sekolah dasar. Setelah itu barulah melakukan segala rutinitas sebagai seorang ibu rumah tangga seperti memasak, mencuci, membersih rumah dan sesekali melayani pembeli yang datang belanja. Dengan keuntungan bersih sehari mencapai Rp. 20.000.- s/d Rp.30.000.-
Penghasilan ini mampu menopang perekonomian keluarganya karena suaminya hanya berprofesi sebagi petani.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 53
    View loans »
    Indonesia Loans Fundraising
  • $4,687,800
    Funds lent in using Kiva
  • 9,178.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ni Nyoman Danti to purchase more merchandise so she can increase her stall's inventory and selection.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 4, 2008
Listed
Aug 20, 2008
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009