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Update on Khushrat

Khushrat and her family live in an agrarian region. Locals mostly farm and raise livestock. Khushrat has been farming for more than eight years She is 52 years old. She's married and has two children. She provides the main source of income for the family. Even though farming potatoes and greens is the main source of income for the family, it is also Khushrat's favorite pastime. She gladly works in the field from early morning until late at night. She is planning to expand her business, but she hasn't got money to buy seeds and fertilizer. She is renovating her home because it is quite old and in poor condition. She is asking for a loan for 5000 KGS to buy construction materials like cement, lumber, paint, etc. She is anticipating your kindness.
View original language description ↓
Район, где живет Хусрат и ее семья является аграрным районом. Местные жители в основном занимаются земледелием и скотоводством. Хусрат более 8 лет занимается земледелием. Ей 52 года. Она замужем и имеет 2 детей. Она является основной кормилицей в семье. Для Хусрата земледелие, то есть выращивание картошки и зерна не только для нее является источником дохода, но и любимым занятием. Она с удовольствием работает на поле с раннего утра до позднего вечера. Она планирует развевать бизнес, но не имеет денег для покупки семена и минерального удобрения. Она отремонтировать свой дом, так как ее дом старый и имеет плохое состояние. Она запрашивает займ на сумму 5000 сомони для покупки строительных материалов как цемент, древесина, краски и т.п. Она ждет вашу доброту.

Previous Loan Details

Khushrat is a hardworking and conscientious woman. She is married and is a loving mother of two children. Her husband is involved in animal husbandry. Khushrat has been growing wheat for over seven years and is also involved in animal husbandry. She wants to increase the size of her field for... More from Khushrat's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Khushrat buy building materials as cement, lumber, and paint for home renovation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Sep 18, 2013
Currency Exchange Loss:
Oct 17, 2014
This photo was used before for a previous loan for Khushrat. It was first posted on Kiva on Nov, 2011. Learn More