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Winnie is married and has five children, and all of her children go to school. She has no additional family members. She resides in a rented house, and the family has access to electricity, but does not have access to piped water. Her monthly expenses include school fees and feeding the family.

Winnie sells charcoal at the market, on both a wholesale and a retail basis. She has been in business for eight years. She works seven days a week. She has applied for a loan of Uganda shillings 500,000 from MCDT-SACCO. She will use the loan to buy more bags of charcoal to sell. Her major business challenges include seasonality (the rainy season), which hinders her movements, and the ever-increasing price of charcoal.

She aspires to get a delivery van, and also to buy a plot of land.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 242
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,574.9
    Uganda Shillings (UGX) = $1 USD