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Svetlana lives a village in her own home with her husband and two children. Svetlana works in a grocery store. Her husband works as a security guard in a grain warehouse and their children attend school. Currently, the house in which she lives has stove heating, that is to say, Svetlana and her husband use coal and firewood. It is very expensive and ineffective. Svetlana and her husband want to install natural gas in their home (a gas line runs along their street) and acquire a gas boiler. For this reason, Svetlana is requesting a loan in the amount of 20,000 hryvnia. Natural gas heating wastes less energy, thus Svetlana will be able to reduce her energy expenses and decrease her family's expenditures on heating in the winter months.
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Светлана живет в селе в своем доме вместе с мужем и двумя детьми. Светлана работает в продуктовом магазине, муж работает охранником на зернохранилище, дети учатся в школе. В данный момент дом, в котором они живут имеет печное отопление, т.е. Светлана с мужем использут уголь и дрова. Это достаточно дорого и не эффективно. Светлана с мужем хотят провести в дом природный газ (магистраль идет по их улице) и приобрести газовый котел. Для этого Светлана просит предоставить ей кредит в размере 20,000 гривен. Отапление природным газом является менее энергозатратным, т.о. Светлана сможет снизить расход энергии и уменьшить затраты своей семьи на отопление в зимний сезон.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.


About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,475 helped Svetlana to install natural gas heating in her house.
54% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Sep 18, 2013
Currency Exchange Loss: