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Yan is a citizen from a rural area located in Kandal Province’s Ponhea Leur district. She is 45 years old and also one of the breadwinners in her family which consists of seven children who are still in school.

Yan is a rice farmer on four hectares of her farmland. She has been in this business for 23 years and it has returned her about 15,600 KHR per day. Yan has never been with Kiva’s partner, VisionFund, before. Now she is applying for a loan in order to cover all the tuition fees for her son who wants to pursue a bachelor's degree majoring in Information Technology Management.

Yan hopes that her son can get a good job after graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 108
    View loans »
    Cambodia Loans Fundraising
  • $36,192,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $975 helped Yan to cover all the tuition fees for her son.
5% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Sep 19, 2013
Currency Exchange Loss: