He grew up with only a mother as his father was not known to him, and the mother made his life difficult. Being pushed by the need to survive and support his mother, he started banana farming on a small scale on the land he got from his grandmother. This banana plantation was used as a source of food for the family and income for their survival.
Johnson is a hardworking man who managed to start other businesses like poultry. These businesses have grown, giving him an opportunity to support his family and dependents, and construct a house for his family.
He is requesting for a loan of UGX 4,000,000 to complete his house and adequately accommodate the dependents. In the picture is Johnson with his brother(left to right) who also signed the waiver form.
More information about this loan
This loan is part of UGAFODE”s Micro Mortgage Loan program. Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation. By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements. UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid