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Azemine is 42 years old and married, living with her husband and their 9-year-old son in the western part of Kosovo. She is a housewife, and her husband works as a guard in a municipality, working very hard and putting in a lot of effort to generate money for the family’s needs.

Currently, they live in an old and small apartment, which they have been planning to improve for a long time, but they could not manage to save the money to renovate and paint or paper the rooms.

Azemine is now requesting a loan in order to renovate her rooms. The loan will help her to improve the living conditions for her family. She is hoping in the future to find a job to be able to contribute to her family’s needs and reach her goal. Her goal is to save money for the family’s future.

She is aware of the Kiva lenders, and she wants to thank all of them!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 1
    View loans »
    Kosovo Loans Fundraising
  • $1,785,575
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,350 helped Azemine to renovate rooms in her house.
96% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 19, 2013
Currency Exchange Loss:
Apr 17, 2015