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Ma. Janeta
This is Ma. Janeta, 45, a resident of Tanza, Cavite, Philippines. Her partner is Remegio, a businessman. Ma. Janeta is a mother to her three children. She, together with her partner, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Ma. Janeta sells peanuts. She buys raw peanuts, fries them and then sells them in front of their variety store. At her store she sells inexpensive items, often with a single price for all items in the store. She earns a minimum of 2,500 Philippine Pesos (PHP) in sales every day.

To help her continue operations of her business, she is requesting a Php35,000 loan. She will use it to buy peanuts. She will also use the loan to buy grocery items and toiletries.

Ma. Janeta hopes to give her family a comfortable life. She meets up with her co-fellowship members to share stories of her work every week, and also draw strength and inspiration by studying the Word of God.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1225
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ma. Janeta to pay for more peanuts needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 18, 2013
Currency Exchange Loss:
Feb 19, 2014