This borrower lives in a family member's home with her husband and son. She is very well-known in the area where she lives because she is very humble and very dedicated to her work. She has never allowed herself to be defeated and has always gotten ahead, though with difficulty. With effort and dedication, this borrower has a shop where she sells staple goods, such as basic grains, milk, eggs, rice, and more. She is very dedicated to her work and obliging to her customers. For this reason, customers come first to this borrower and prefer her because of the products that she offers. The borrower has seen a need to stock up her shop a little more, due to an increase in demand. She does not have the capital to do this and so is applying for a loan to buy more products such as basic grains, instant products, sweets, drinks, and more. She trusts in God that the help that she is applying for will be granted and that she will no longer have to worry about taking home an income to support the household every day
La clienta vive en casa de un familiar con su esposo y su hijo, es muy conocida en la zona donde reside por su humildad y su entrega al trabajo, nunca se ha dejado vencer y siempre ha salido adelante con sus dificultades. Con esfuerzo y dedicación posee una tienda en la que vende productos de primera necesidad granos básicos, leche, huevos, arroz entre otros, es muy dedicada a su labor y muy servicial a la hora de vender, es por eso que posee clientes que la buscan y la prefieren por sus productos. Se ha visto en la necesidad de surtir un poco más la tienda debido al aumento de demanda y no tiene el capital para realizarlo, es por eso que la clienta solicita un crédito para comprar más productos como granos básicos, producto instantáneo, golosinas, bebidas, etc. Confía en Dios de que pronto la ayuda solicitada, será otorgada, y no tendrá más preocupación que llevar el sustento diario a su hogar.
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.