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Nerio is a long way from home. Originally from Colombia, he resides in Houston, Texas, working as a bookkeeper and tax preparer. His business, Easybooks, has assisted Houston residents during tax season for more than eight years. He specializes in assisting Spanish-speaking citizens and immigrants in the area.

When Nerio needed extra money to purchase computer equipment and programs, a friend informed him about Accion Texas Inc., the nation’s largest microlender. After applying and receiving a business loan from Accion, Nerio proceeded to purchase additional equipment so that he can expand and process a higher volume of tax returns. Nerio purchased computer software to make his job easier and more efficient.

All these improvements allowed Nerio to grow his business, retain his one full-time and two part-time employees, and make plans to hire an additional part-time worker soon. “Without the Accion loan I would not have been able to purchase what I needed to grow my business”, says Nerio.

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at


About United States

  • $54,800
    Average annual income
  • 17
    View loans »
    United States Loans Fundraising
  • $12,447,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $5,450 helped Nerio to purchase computer software to make his job easier and more efficient.
Repayment Term
32 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Sep 26, 2013
Currency Exchange Loss:
Oct 26, 2013