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Teresa De Jesus
Teresa de Jesús is 44 years old and left education after primary school. She was unable to continue with her studies as her parents couldn't support her. She was also the oldest of her siblings and had to help look after the younger ones. Her husband only studied until the third grade, and then because of the financial problems his parents had, he wasn't able to continue.

Teresa is responsible for looking after her coffee crop business as well as a small grocery store she has at home. She is given advice by her husband, who makes a living growing maize and beans. They have six children who live with them. The eldest is 19 and is about to graduate as a mechanic from a local technical college. The second oldest is 17 and only studied the basic level, because he didn't want to keep studying, preferring to help his parents with their businesses. The third is 13 and isn't studying, and the fourth is 10 and is in the fourth grade in a local school. The fifth is 9 and is in the third grade, and the youngest is 7, is in the first grad, and is studying in the same school as her older siblings.

They inherited the land that they farm, which is located in the same place as their home. Teresa de Jesús dreams of buying a plot of land to grow more crops so as to leave her children an inheritance with which they can look after themselves, and to support them in their education, since she was unable to study, so that they are successful in life. This is why he has requested a loan to buy 3 quintals of urea, 3 quintals of 12-24-12 fertilizer, 2 bags of fertilizer, 3 litres of herbicides, 3 litres of pesticide and 11 quintals of raw coffee to grow.
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Doña Teresa de Jesús tiene 44 años de edad con un grado de educación de primaria completo y no pudo continuar estudiando porque sus padres no pudieron apoyarla ya que ella era la mayor de sus hermanos y tenía colaborar con el cuido de los más pequeños. Su esposo solo curso hasta tercer grado y por motivos de apoyo financiero por parte de sus padres el no pudo continuar. Ella se encarga de atender los negocios sobre sus cultivos de café como también un pequeño negocio de pulpería que tiene en su casa de habitación con asesoría del esposo ya que él se dedica más al cultivo de maíz y frijoles. Ellos tienen seis hijos quienes viven con ellos el mayor tiene 19 años y está por graduarse como mecánico en un colegio técnico de la comunidad, el segundo tiene 17 años y solo curso plan básico ya que no quiso seguir estudiando y prefirió apoyar en los negocios a sus padres, el tercero tiene 13 años y no está estudiando, el cuarto hijo tiene 10 años está en cuarto grado en una escuela de la comunidad, el quinto hijo tiene 9 años y está en tercer grado y la última tiene 7 años y está en primer grado y está estudiando en la misma escuela que estudian sus hermanos mayores. La tierra que cultivan la adquirieron por herencia las cuales están ubicadas en el mismo terreno donde ellos tienen la casa y habitan.

Doña Teresa de Jesús sueña con comprar una manzana de tierra para extender más sus cultivos de esa forma dejarles a sus hijos una herencia para que ellos puedan defenderse por sí solos y apoyarles en sus estudios ya que ella no pudo estudiar para que sean personas exitosas en la vida. Por lo que ha solicitado un financiamiento con el cual comprara 3 QQ de urea, 3 QQ de fórmula 12-24-12, 2 sacos de fertilizantes, 3 litros de herbicidas, 3 litros de plaguicida y 11 QQ de café oro los cuales cultivara.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Teresa De Jesus to buy agricultural inputs and certified coffee seeds to grow.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 10, 2013
Listed
Sep 16, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014