Teresa De Jesus
Teresa is responsible for looking after her coffee crop business as well as a small grocery store she has at home. She is given advice by her husband, who makes a living growing maize and beans. They have six children who live with them. The eldest is 19 and is about to graduate as a mechanic from a local technical college. The second oldest is 17 and only studied the basic level, because he didn't want to keep studying, preferring to help his parents with their businesses. The third is 13 and isn't studying, and the fourth is 10 and is in the fourth grade in a local school. The fifth is 9 and is in the third grade, and the youngest is 7, is in the first grad, and is studying in the same school as her older siblings.
They inherited the land that they farm, which is located in the same place as their home. Teresa de Jesús dreams of buying a plot of land to grow more crops so as to leave her children an inheritance with which they can look after themselves, and to support them in their education, since she was unable to study, so that they are successful in life. This is why he has requested a loan to buy 3 quintals of urea, 3 quintals of 12-24-12 fertilizer, 2 bags of fertilizer, 3 litres of herbicides, 3 litres of pesticide and 11 quintals of raw coffee to grow.
Doña Teresa de Jesús sueña con comprar una manzana de tierra para extender más sus cultivos de esa forma dejarles a sus hijos una herencia para que ellos puedan defenderse por sí solos y apoyarles en sus estudios ya que ella no pudo estudiar para que sean personas exitosas en la vida. Por lo que ha solicitado un financiamiento con el cual comprara 3 QQ de urea, 3 QQ de fórmula 12-24-12, 2 sacos de fertilizantes, 3 litros de herbicidas, 3 litros de plaguicida y 11 QQ de café oro los cuales cultivara.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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