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Mariama
Mrs. Mariama, age 46, is married and the mother of five children. She lives in a traditional family in Médine, a neighborhood in Ségou (fourth administrative region of the Republic of Mali).

Having never attended school for social reasons, she was still young when she started working as a saleswoman with her mother during fair days in her village and its surroundings, as did many young women at that time.

She was trained for several years, until her wedding. She then stayed in sales, electing to sell eggs. She's been running this business for ten years, and has a large clientele and a lot of experience. Her strength comes from the quality of her eggs, which are big and without cracks.

In order to bolster her working capital and meet customer demand, she's seeking support from Kiva's partner, the MFI Soro Yiriwaso. She's been working with the MFI for 24 months, and obtained and repaid two loans.

She's seeking her third personal loan, to be used to buy 270 egg trays. She gets her supplies locally and sometimes in Bamako.

Mrs. Mariama always sells for cash, to a clientele comprising mostly shop and restaurant handlers. She intends to turn and average monthly profit of XOF 100'000 (ca US$ 200), to be used to repay the loan and take care of some family expenses. Her ambition is to ensure the future of her business.
View original language description ↓
Madame Mariama est âgée de 46 ans, mariée et mère de 5 enfants, elle vit dans une famille traditionnelle au quartier Médine de Ségou (quatrième région administrative de la république du Mali).
N’ayant pas fréquenté l’école pour des raisons sociales, elle commença très tôt comme bon nombre des filles de son époque à mener le petit commerce auprès de sa mère lors des jours de foire de son village et environ. Après plusieurs années d’apprentissage jusqu’à son mariage. Elle continua à faire le commerce en optant pour celui de la vente d’œufs. Elle mène cette activité depuis 10 ans et jouit d’une grande clientèle et d’expérience. Sa force de vente est due à la qualité de ses œufs qui sont grands sans cassure.
Dans le but d’augmenter son fonds de commerce afin de faire face à la demande clientèle, elle a fait recours à Soro Yiriwaso. Elle est en relation avec cette dernière depuis 24 mois, après 2 prêts individuels bien remboursés. Elle est à son 3ème prêt individuel qu’elle utilisera pour acheter 270 alvéoles. Elle s’approvisionne sur place et des fois à Bamako.
Madame Mariama vend toujours au comptant à une clientèle composée majoritairement de boutiquiers et restaurateurs. Elle compte réaliser un bénéfice mensuel de 100 000 FCFA, qui lui sert à rembourser son prêt et à prendre certaines charges familiales. Son ambition est de pérenniser son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 12
    View loans »
    Mali Loans Fundraising
  • $10,177,025
    Funds lent in using Kiva
  • 492.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Mariama to buy 270 egg trays.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 11, 2013
Listed
Sep 19, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014