Divine is a member of the Tubeheza group and lives in Bujumbura. She is married to Willy, a shopkeeper. Together they have 7 children between the ages of 1 and 14, 5 of whom attend school.
Divine has been in the shoe business for 15 years. She has been a Turame borrower for 5 years. With the Kiva loan she receives, she will increase her capital and purchase many shoes to resell in order to increase her earnings.
In the coming years, she would like to purchase a plot of land and to see her children continue their studies.
Divine fait partie du groupe Tubeheza et habite à Bujumbura. Elle est mariée à Willy, un commerçant. Ensemble ils ont 7 enfants âgés de 1 à 14 ans, dont 5 étudient.
Elle fait le commerce de chaussures depuis 15 ans.
Elle est cliente de Turame depuis 5 ans. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup de chaussures à revendre pour gagner plus.
Dans les prochaines années, elle voudrait acheter une parcelle et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.