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Mirzomuhammad is 25 years old. He lives in Khujand. Mirzomuhammad lives with his parents, his wife, and his one-year-old daughter. Mirzomuhammad has worked for several years in his own grocery store. He started from scratch, and despite the difficulty opened his own shop. His grocery store was in the Afgan market. Due to rising rental rates, Mirzomuhammad had to leave his permanent position and begin to do other work.

Mirzomuhammad is taking out a loan to buy a taxi. He has no other choice. He is the sole breadwinner for the family. Mirzomuhammad is relying on your kindness.
View original language description ↓
Мирзомухаммаду 25 лет. Он житель города Худжанд. Мирзомухаммад живет с родителями, с женой и годовалой дочкой. Мирзомухаммад несколько лет работал в своем, собственном продуктовом магазине. Он открыл свой магазин с трудом, так как начинал с нуля. Продуктовый магазин находился в Афган - базаре. По причине поднятие цены аренды, Мирзомухаммаду пришлось оставить многолетний труд и начать заниматься другим делом.
Мирзомухаммад берет кредит для приобретения автомобиля, чтобы начать предоставлять услугу, такси гражданам города. У него нет другого выбора. Он является единственным кормильцем в семье. Мирзомухаммад надеется на вашу доброту.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,677,950
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Mirzomuhammad buy a taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Sep 17, 2013
Currency Exchange Loss:
Oct 17, 2014