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Phos' Group
In this Group: Phos , Chanra, Phan, Sambor
Aged 32 years old, Phos is married and her family lives in a rural area of the Srey Snom district, Siem Reap province. She has three children, one of whom is still in school. She has been farming rice, growing cassava, and raising pigs for almost fourteen years. She is able to earn about 30,000 KHR per day to meet the family’s need.
Phos’s group consists of four members who are just with VisionFund this cycle. Now she is leading her group to request for a loan. As the leader, she is going to use her portion to buy pig feeds and buy more pigs for raising. She hopes to fatten her pigs to sell them for a good price.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 87
    View loans »
    Cambodia Loans Fundraising
  • $35,066,900
    Funds lent in using Kiva
  • 4,077.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phos' Group's $875 loan helped a member to buy pig feeds and buy more pigs for raising.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 15, 2013
Sep 20, 2013
Currency Exchange Loss:
Sep 17, 2014