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Gavharkhon

Update on Gavharkhon

Gavharkhon is 56 years old. Until recently, she used to help her husband with a retail business. Previously, Gavharkhon was involved in retail sales herself. She sold women's and men's clothing. Gavharkhon lives in the city of Khujand. Because she currently does not work and stays at home, Gavharkhon wants to work at home. Gavharkhon is requesting this loan to purchase equipment and accessories for piercing ears. She intends to provide this service at home. Her mother, who was involved in this business, taught her this trade. Gavharkhon is a hardworking and honest woman. We hope that success awaits her in the future.
View original language description ↓
Гавхархон 56 лет. Она до не давних пор помогала мужу заниматься торговлей. Раньше Гавхархон сама занималась торговлей. Она торговала женской и мужской одеждой. Гавхархон проживает в городе Худжанд. Так как она сейчас не работает и сидит дома, пользуясь этим, Гавхар хочет работать на дому.
Гавхархон берет заем для приобретения аппарата для прокалывания ушей и его аксессуары. Она намерена предоставлять услугу у себя дома. Ее этому делу научила мама, которая сама занималась этим видом деятельности. Гавхар трудолюбивая и честная женщина. Надеемся, в будущем ее ждет успех.

Previous Loan Details

Gavhakrhon B. lives in the city of Khojend. She is 61 years old, married, and has one child. Her husband works as a security guard and their son is a businessman. She has a higher education as an economist. She does not work in her specialty. She has been working in the market for more than fift... More from Gavharkhon's previous loan »

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $1,388
    Average annual income
  • 288
    View loans »
    Tajikistan Loans Fundraising
  • $28,631,950
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,050 helped Gavharkhon to purchase equipment and accessories for piercing ears.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2013
Listed
Sep 17, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2015