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The story of Dwi, daughter of Taswiati:

I take computer and networking majors because I want to learn about up-to-date technology. I want to be a good computer expert someday, so that I can get a good job easily. My hobbies in my spare time after school are dancing, reading novels or story books. My hometown is in Tritih Lor Village, Jeruklegi Subdistrict, Cilacap Regency. The condition of my hometown is peaceful and safe. My parents work to earn money for me spiritful and never look tired. Because of their responsibility our daily needs are fulfilled.

The distance between my house to school is about 7 kilometers, I usually go to school by bus. In this vocational school, I will learn about computers and Networking formally. I am very grateful to KIVA lenders because this funding is useful for me and my family.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.


About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,214,900
    Funds lent in using Kiva
  • 11,308.9
    Indonesia Rupiahs (IDR) = $1 USD