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The story of Desti, daughter of Timan:

I take accounting for my study at this school since I want to learn about it deeper. After graduating, I want to be a secretary. And also making proud my parents because I can reach my high dream as a sky. My hobby that sometimes I do in my spare time after school; reading books and helping my parents. My hometown is in Jeruklegi Wetan Village, Cilacap Regency, Mid Java. It is just an ordinary village. My father has no exact job. Sometimes he works as a laborer and sometimes as a farmer.This loan can help me to continue my studies.

The distance from my house to school is around three kilometers and I go there by bus.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.


About Indonesia

  • $5,200
    Average annual income
  • 13
    View loans »
    Indonesia Loans Fundraising
  • $5,460,425
    Funds lent in using Kiva
  • 11,308.9
    Indonesia Rupiahs (IDR) = $1 USD