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Zayniddin is an energetic 49-year-old with a lust for life who is quite glad to have the family he does. He is married with 4 kids, and is happy to have so many children. He has 3 daughters and one son. His first daughter married after graduating from college; his second daughter is studying at a technological university; and his third daughter has enrolled in a university which specializes in medicine. Meanwhile, his long-awaited son, born after all his daughters, is studying in secondary school.

Zayniddin works in a government-owned business. His spouse has a university education in a medical field, and works at the local hospital as well as in home health, where she sets up IV-bags and performs injections. Her work brings in much-needed money for the family; as the children have grown up, and the family's monetary needs have increased, she is a big help to Zayniddin. In this year in particular, he has had financial difficulties due to his third daughter starting college, in addition to having to pay for his second daughter's tuition for the year. Zayniddin always strives to do whatever possible to provide for his children and fulfill their desires; at the moment, though, it looks as if it will be difficult to pay for his second daughter's education. Thus, Zayniddin has turned to Arvand, hoping to receive a loan to pay for her tuition, and would like to thank Arvand in advance for their financial assistance.
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Зайниддин жизнерадостный и очень активный мужчина в возрасте 49 лет. Он женат, имеет 4-х детей. Зайниддин очень доволен, что у него есть семья, он счастливый многодетный отец. У него 3-ое дочерей и 1 сын. Старшую дочку после окончание университета Зайниддин выдал замуж, вторая дочка учится в Технологическом университете, третья дочь в этом году поступила в Медицинский Институт. А долгожданный сын учится в школе. Зайниддин работает в на государственном предприятии. Супруга Зайниддина имеет высшее медицинское образование. Она работает в районной больнице, а также делает капельницы и уколы на дому. От этого она имеет дополнительный доход в семью. Так как дети выросли, и семья больше нуждается в деньгах, она помогает своему супругу. Особенно в этом году им пришлось немножко сложно в финансовом плане, так как их третья дочь поступила в Медицинский Институт, а также нужно заплатить за учебу второй дочки за этот год. Зайниддин всегда делает все возможное, чтобы его дети ни в чем не нуждались и исполняет их желания. И сейчас в семье проблема с оплатой обучения второй дочери. Поэтому Зайниддин обратился в Арванд и желает получить кредит на оплату обучения дочери. Зайниддин заранее выражает свою благодарность Арванд за финансовую поддержу.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 98
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zayniddin to pay his daughter's tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 17, 2013
Currency Exchange Loss:
Sep 17, 2014