Anne is a 48-year-old married woman. She has two children who are 19 and 23 years old. She operates a farm where she keeps dairy cows which produce milk for sale and also keeps chickens, which she sells to earn an income. She has been involved in this business for 20 years. Her business is located in a good area for business and her primary customers are local residents.
She describes her biggest business challenge to be her lack of enough money to expand her business. She will use the KES 50,000 loan to buy animal feed, poultry feed, and other farm inputs. Her business goal is to be a regional supplier of animal products within 5 years. This is her fourth loan with SMEP DTM. Previous loans of KES 200,000 were repaid successfully.