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Update on Elmie

In Panduma, Tukuran, Zamboanga del Sur, Elmie runs a service base business providing transportation in the community. Her husband personally operates the tricycle. Elmie successfully repaid her previous loan, which was used in obtaining accessories and a tire. She is now requesting a new loan of 5,000 PHP because she needs to acquire a tricycle unit. She wants to expand her business to gain more revenue for a better living for her family in the future.

Previous Loan Details

Elmie, age 29, is married with two kids. She is an entrepreneur in Panduma, Tukuran and is earning income from her transport service business. She started it almost 2 years ago and she earns PHP 3,000 per month. To improve the business, she borrowed 5,000 PHP from GDMPC micro credit which she jus... More from Elmie's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 1823
    View loans »
    Philippines Loans Fundraising
  • $60,865,650
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Elmie to acquire a tricycle unit.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Sep 20, 2013
Currency Exchange Loss:
Apr 16, 2014