She and her husband are farmers and also health workers. She learned her business after she graduated from high school and met her husband. Three of her children are in school, but take time to help with household chores and farming activities when they don’t have any schedules at school.
With the loan Khieng has requested from HKL, she will build a latrine and a water storage tank, made of clay bricks and cement, to supply enough water for her household. The water supply of the state does not cover her area yet.
Through the loan support, she will be able to provide her family with a comfortable living. She is very happy and thankful, because with this loan purpose, HKL has provided her a special interest rate lower than its general loan rate. She awaits your kindness and relies on your generosity.
More information about this loan
This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.
About HKLHattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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This loan has been fully funded!