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Ainagul is 46 years old. She is rasing two children together with her husband. The spouses started their own business in selling flour in 2003, using a starting capital of 10,000 som (KGS). Having developed her business and obtained regular customers, Ainagul now has an average monthly income of 15,000 som (KGS). Thanks to their hard work in this business, the spouses were able to buy livestock. In order to further grow and expand her business, Ainagul requested a loan in the amount of 50,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to buy flour wholesale for subsequent retail sale to residents. Ainagul plans to invest the earnings from the loan into increasing her product turnover and saving money for educating her children in a university.
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Айнагул 46 лет. Совместно с супругом Болотбеком растят двоих детей. В 2003 году, супруги начали бизнес в торговле мукой, используя в качестве стартового капитала сумму в 10,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Айнагул имеет среднемесячный доход в сумме 15,000 сом (KGS). Благодаря упорному труду в бизнесе, супруги смогли купить скот. В целях дальнейшего увеличения и расширения своего бизнеса, Айнагул обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) для оптовой покупки муки, для дальнейшей розничной продажи населению. Доходы от кредита Айнагул планирует вложить в увеличение товарооборота и накопить деньги на обучение в университете для своих детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 77
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,918,375
    Funds lent in using Kiva
  • 49.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ainagul to buy flour wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 17, 2013
Currency Exchange Loss:
Oct 17, 2014