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Samini
The story of Yuli, daughter of Samini:

"I was born and raised in an unpretentious family. Our daily life is far from the word 'prosper'. My parents work as laborers whose income is unstable. I want to help change our conditions, but it looks like I can’t be much of help yet. I am a first grader in vocational school now which is clearly giving another burden to our economic condition. That‘s why by joining this program, there will be a way for me to keep on studying and at the same time, lighten my parents’s burden."

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $4,458
    Average annual income
  • 64
    View loans »
    Indonesia Loans Fundraising
  • $4,482,925
    Funds lent in using Kiva
  • 11,342.7
    Indonesia Rupiahs (IDR) = $1 USD