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Banco Mujer Emprend. De Chilamate Group
In this Group: Daniela, Yorleny
Daniela is a 31-year-old woman. She has two children and lives with her husband in Chilamate de Poas. She is an entrepreneurial woman who likes handicrafts and is very skilled in this area. Daniela has received various classes of different techniques for making and painting these crafts. With the aim of generating more income for her family, she developed her own business selling her handicrafts made from recycled material. Besides generate income, this activity also helps take care of the environment, promotes recycling, and sets an example for Daniela's children. To Daniela is it very important to preserve the environment and ensure that future generations can enjoy it too. This is a lifestyle she hopes to teach her children through her own example.

With this loan, Daniela will buy some basic supplies and materials in order to make handicrafts. She hopes to have a bigger quantity of items to offer her customers. Furthermore, Daniela has the opportunity to develop her business since her mother, who lives in the center of Alajuela, wants to sell her products. Daniela also already has orders from her neighbors and friends. For this reason, Daniela will sell her merchandise not only to her neighbors and friends from Chilamate, but also in Alajuela center through her mother.
View original language description ↓
Daniela es una mujer de 31 años de edad, tiene dos hijos y viven junto a su esposo en Chilamate de Poas, es una mujer emprendedora a quien le gusta y tiene mucha habilidad para las manualidades, ha recibido varios cursos de diferentes técnica para hacer y pintar artesanía, con el fin de generar mayores ingresos a la familia ella ha desarrollado un negocio de venta de artesanía con material reciclado, además de generar ingresos, cuida el ambiente, promueve el reciclaje y le da un ejemplo de vida a sus hijos. Para ella es muy importante conservar la naturaleza y contribuir a que las nuevas generaciones disfruten de ella también, es un estilo de vida que desea inculcar en sus hijos por medio del ejemplo.
Con este crédito desea comprar materia prima y materiales para fabricar artesanía, desea tener una mayor cantidad de artículos que ofrecer a sus clientas, además tiene oportunidad de desarrollar su negocio ya que su madre que vive en el centro de Alajuela desea vender sus productos, ya tiene pedidos de vecinas y amigas, por este motivo Daniela colocara su mercadería no solo entre sus vecinas y amigas de Chilamate sino que también lo hará en Alajuela centro por medio de su madre.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Costa Rica

  • $11,100
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,023,725
    Funds lent in using Kiva
  • 505.8
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Banco Mujer Emprend. De Chilamate Group's $1,700 loan helped a member to buy basic supplies and materials to make handicrafts from recycled items.
87% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 20, 2013
Listed
Sep 13, 2013
Currency Exchange Loss:
Possible