Las Productoras (Cuenca) Group
One of the members of this group is Digna Lucia, she is in her second loan cycle together with her friends and partners of the Las Productoras group. She likes this type of loan because it gives them the opportunity to grow in their businesses so that they can move their families forward. Digna Lucia is 24 years old and is in a civil union from which she has two children aged 8 and 6, who go to a small school in the locality. Her husband is an industrial mechanic and works in his own workshop. They live in their own house.
Digna Lucia has been working in the workshop together with her husband for eight years, from Monday to Saturday and without a fixed schedule. She also works occasionally as a kitchen helper. She will use the loan to buy iron, welding supplies, and lubricants for her husband's workshop. Her goal is to run a boutique.
Una de las socias de este grupo es la Señora. Digna Lucia, se encuentra en su segundo crédito que realiza a lado de sus amigas y compañera del grupo de crédito Las Productoras, le gusta esta forma de créditos porque les dan la oportunidad de crecer en sus negocios para sacarles adelante a sus familias.
La Señora Digna Lucia tiene 24 años de edad, vive en unión libre y fruto de su unión conyugal ha concebido 2 hijos de 8 y 6 años que estudian en una escuelita de la localidad. Su esposo es de profesión mecánico industrial y labora en su propio taller, la casa en la que viven es propia.
Doña Digna Lucia desde hace 8 años trabaja en el taller su esposo de lunes a sábados sin un horario fijo, también eventualmente trabaja como ayudante de cocina.
El dinero de su crédito va a invertir en la compra de hierro, soldaduras y lubricantes para el taller de su esposo.
Su meta es tener una boutique.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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