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Apocalipsis Group
In this Group: Rosamelia, Maria Elena , Damaris Del Socorro
The group is made up of three members who have their own businesses. One of them is Damaris, a 26-year-old woman who is in a relationship and has two children aged 8 and 5. For 5 years her business has been selling new and used clothing. The loan is requested to buy various styles of sandals, adults' shoes and children's shoes.

Rosa is a 41-year-old woman who sells clothing by Romanel and Zafiro, and María is a 48-year-old woman whose business is repairing and selling cellular phones.
View original language description ↓
El grupo lo conforman tres socias emprendedoras de negocios una de ellas es Damaris mujer de 26 años de edad, acompañada, con dos hijos de 8 y 5 años. Su negocio es la venta de ropa nueva y usada desde hace 5 años. El crédito lo solicita para la compra de sandalias, zapatos de adultos y zapatos de niños de diferentes estilos. Rosa mujer de 41 años de edad se dedica al negocio de la venta de prendas de romanel y zafiro, María mujer de 48 años de edad su negocio es la reparación y venta de celulares.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,768,325
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Apocalipsis Group's $1,825 loan helped a member to buy various styles of sandals, adults' shoes and children's shoes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 27, 2013
Currency Exchange Loss:
May 17, 2014