Margarita es una mujer de 40 años de edad, casada, con tres hijos de 18, 7 y 4 años. Su negocio es un cafetín desde hace 2 años, su hija y ella atienden el negocio, el crédito lo invertirán en la compra de gaseosas, galletas, sopa maruchan, jugos de lata, jugos de caja, compra de gas butano, carbón, etc.
Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.