Update on Ana PatriciaAna is a very hardworking, responsible, striving woman. She’s 47-years-old. She was diagnosed with uterine cancer three years ago. She’s had two surgeries and at the moment her ovaries are damaged but she’s undergoing treatment and is in good health. Her husband supports their home since he’s the main breadwinner but Ana sews to pay for part of the food costs and reinvests in order to make more articles of clothing that are requested.
Ana lives with her husband, three daughters and two grandchildren. One of her daughters is deaf mute which is why Ana decided to work from home in order to better care for her.
She has a table and two sewing machines installed in her hallway. Her business is small but it manages to survive because of the type of products she sells which are original and of quality. She wants this loan to buy raw materials to continue making clothes to support her home economically.
Previous Loan DetailsAna is a 44-year-old mother of 5 who lives with her 2 grandchildren, 3 children, and husband in San José, located in the central valley of Costa Rica. The loan consultant who has been working with Ana describes her as a responsible, hard-working entrepreneur with a fighting spirit. One year ago, ... More from Ana Patricia's previous loan »
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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