Maria is an enterprising 58-year-old single woman. Her business is making pastries and selling cosmetics from the Avon, Zermat and Estilo catalogs. She has sold these products in her community for five years. She requested this loan to purchase products from Zermat and Avon such as perfumes, lingerie, eyeshadows, nail polishes, and lipsticks.
María es una mujer emprendedora de 58 años de edad, soltera, su negocio es la elaboración de repostería y venta de cosméticos por catálogo de la Avon, Zermat y Estilo desde hace 5 años, sus productos los comercializa en su comunidad. El crédito lo solicita para la compra al contado de productos de estilos, Zermat y Avon como perfumes, lencería, sombras, pinturas de uñas, labiales.
Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.