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Las Artesanas Group
In this Group: Marcela Johana , Marleni Del Carmen, Sobenia Concepcion
This group is made up of three successful women, one of whom is Marcela. She is 22, has a common-law spouse and one 4-year-old child. She has been selling corn husk handicrafts and Zermat catalog cosmetics for six years. She is seeking a loan to buy cosmetics, including perfumes, eye shadows, skin care products, and a display case in cash. Marleni is 32 and has a mini grocery. Sobenia is a young woman of 22 and sells new clothing
View original language description ↓
El grupo lo conforman tres exitosas mujeres una de ellas Marcela tiene 22 años, acompañada, con un hijo de 4 años, su negocio es la venta de artesanía de tuza y cosméticos por catálogos de la Zermat desde hace 6 años, el crédito lo solicita para comprar al contado cosméticos como perfumes, sombras, boddy y una vitrina. Marleni tiene 32 años de edad su negocio es una mini pulpería y Sobenia joven de 22 años su negocio es venta de ropa nueva.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,399,500
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Artesanas Group's $500 loan helped a member to buy cosmetics, including perfumes, eye shadows, skin care products, and a display case in cash.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 27, 2013
Currency Exchange Loss:
Jan 18, 2014