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Luchando Por La Vida Group
In this Group: Yara, Candido, Maria Estevana

Update on Luchando Por La Vida Group

This group is comprised of three small entrepreneurs. One of them is Yara, who is 21 years old and married. She has been selling new clothing, shoes, and cosmetics for 4 years with the help of her brother. She has been a client of the field partner for one year and a half. She asks for a loan to buy merchandise to sell, such as trousers, shirts, blouses, skirts, shorts, dresses, various types of shoes, and cosmetics (mainly perfume, eyeshadow and makeup). The other two members of the group are María, 50, who sells tortillas and is a seamstress, and Cándido, 49, who sells fried food and cold drinks.
View original language description ↓
El grupo lo forman tres socios microempresarios uno de ellos es Yara mujer de 21 años de edad, casada, su negocio es la venta de ropa nueva, zapatos y cosméticos desde hace 4 años, su hermana le ayuda a vender. Tiene de ser cliente de la institución desde año y medio, el crédito lo solicita para la compra de mercadería como pantalones, camisas, blusas, faldas, shores, vestidos, zapatos de diferentes estilos y cosméticos como perfumes, sombras, pinturas. María mujer de 50 años de edad su negocio es la venta de tortillas y costura y Cándido hombre de 49 años su negocio es la venta de fritanga y fresco.

Previous Loan Details

This group consists of three enterprising members. One of them is Yara. She is 43 years old, married, and has been selling different types of new clothing as a street vendor for years. Her loan will be invested in the purchase of clothing such as men’s trousers, women’s trousers, women’s blous... More from Luchando Por La Vida Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,034,300
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Luchando Por La Vida Group's $1,225 loan helped a member to buy clothes and cosmetics to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 27, 2013
Currency Exchange Loss:
Mar 17, 2014