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Update on Yelena

Yelena lives in Melitopol. She is making a living by selling children's shoes and clothing on the market. She has been working in this field for fourteen years. She has her own vendor space thanks to which she can save on the rental costs.

This time Yelena needs an amount of 10,000 hryvnia to buy inventory for the autumn season such as dresses, sweaters, jackets, headgear and footwear for sale in the fall. Yelena hopes to grow her business and improve the livelihood of her family using the loan.
View original language description ↓
Елена живет в Мелитополе. Она зарабатывает на жизнь, торгуя на рынке детской обувью и одеждой. Работает в этой сфере Елена уже 14 лет. Торговое место у нее свое, благодаря чему может экономить на арендной плате.
В этот раз Елене понадобилась сумма в 10 000 гривен для того, чтобы закупить товар к осеннему сезону, а именно приобрести платья, кофты, куртки, головные уборы и обувь под реализацию осенью. За счет кредита Елена надеется развивать свой бизнес и улучшать быт семьи.

Previous Loan Details

Yelena is a business woman from Melitopol. She sells children's clothing and footwear at one of the largest local markets. She owns her market stall and has 14 years of experience in this business. Yelena has come to Kiva for a 15,000 hryvnia loan to buy goods for the fall season, and in particul... More from Yelena's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Yelena to purchase dresses, sweaters, headgear and footwear for the autumn season.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 17, 2013
Currency Exchange Loss:
Mar 17, 2014