Check out some available loans that are similar to this one!
Union De Cabecera Group
In this Group: Angela , Silvia, Flora , Manuela, María Imelda, María Josefa , Juan Edemar

Update on Union De Cabecera Group

The “Unión de Cabecera” group consists of six members. It’s a very small group but they are noted for the unity among them. They chose the group name precisely because they wanted it to be a united group but also because it’s the name of the community they live in.

Manuela, 69, is a very hardworking woman. She’s been married to Miguel for many years. He hasn’t worked for several years and only takes care of the drinking water system now. They have formed a family of nine children together some of which are attending secondary school.

Manuela works making grilled corn and popcorn to sell outside her house. She relates that all she has to do is set up a small table and a tarp to start selling the corn. She only sells weekends on Friday, Saturday and Sunday. She takes advantage of these days because that’s when she sells the most; she’s been in business six years now.

Manuela says: “Previously I had no idea how this type of Mexican snack food was made. The business belonged to my daughter but she had to leave it to go work in Mexico City. But when I saw the large clientele she had I decided to continue with it myself.” Manuela is very grateful to Kiva and to VisionFund because when she started selling the corn and popcorn she could only sell 50 because her money didn’t stretch any further than that to buy more. However, she found out about the loans and that’s how she decided to request one. Little by little her sales have increased and now she sells 100. She adds chicken legs to her corn and was able to accomplish this thanks to the support and to her great effort.

She comments: “I have no difficulty and am very happy with my business because I don’t have to make much of an effort to carry it out. Also, because I’m an older woman I could no longer find employment easily and by selling corn and popcorn I’m able to insure my future.”

In addition to the corn and popcorn sales, Manuela also raises small animals like chickens, turkeys, ducks and piglets to sell. Her dream is to be able to have a locale in which to sell her Mexican snacks because it isn’t too safe to sell in the street any more.

The other group members also have great dreams and are requesting their loans to invest in their businesses to reach their goals. Silvia, Ángela and Imelda will invest in their grocery stores, Josefa and Flora will invest in pigs and Juan will invest in turkeys.
View original language description ↓
El grupo Unión de Cabecera está integrado por seis integrantes es un grupo muy chiquito pero la unión entre ellos los caracteriza, El nombre del grupo lo eligieron porque ´precisamente ellos querían seria un grupo unido, pero también lleva el nombre de la comunidad donde viven. Doña Manuela es una mujer muy trabajadora ella tiene 69 años de edad esta casada con el señor Miguel desde hace varios años Don Manuel ya no trabaja solo atiende el sistema del agua potable, juntos han formado una familia con nueve hijos de los cuales se encuentra estudiando su educación secundaria. Doña Manuela se dedica a la venta de elotes y esquites los vende afuera de su casa platica que solo necesita poner una pequeña mesita chica y una lona para iniciar con la venta de sus elotes solo vende los fines de semana viernes, sábados y domingos aprovecha estos días porque son los días que vende mas con la actividad lleva ya 6 años. Doña Manuela platica “Anteriormente yo no tenia idea de como se preparaban estos antojitos mexicanos el negocio era de mi hija pero ella tuvo que dejarlo para irse a trabajara a la ciudad de Mexico, pero como vi cuanta clientela tenia ya mi hija decidi continuar yo” Doña Manuela esta muy agradecida con con KIVA y Vision Fund porque cuando inicio con la venta de sus elotes y esquites solo podia vender 50 elotes el dinero no le alcanzaba para comprar, sin embargo se entero de los créditos fue como decidió solicitar una poco a poco sus ventas han ido aumentando ahora llega a vender hasta 100 elotes, a sus esquites les agrede patitas de pollo todo esto lo logro con el apoyo y el gran esfuerzo de Doña Manuela. Ella comenta: “No tengo ninguna dificultad estoy muy contenta con mi negocio porque no necesito grandes esfuerzos para realizarlo, también porque ya soy una mujer mayor y ya no puedo encontrar trabajo fácilmente y con la venta de mis elotes y esquites puedo asegurar mi futuro” Doña Manuela además de las ventas de elotes y esquites también se dedica a criar animalitos para despues venderlos como pollos, guajolotes, patos y cerditos. La sueño de Doña Manuela es poder tener un local donde pueda vender sus antojitos mexicanos porque en la calle ya no es muy seguro vender. Los integrantes del grupo también tiene grandes sueños de la misma manera solicitan su crédito para invertir en sus negocios y asi poder poder lograr sus metas, Silvia, Doña Ángela e Imelda invertirán en su tienda de abarrotes, Josefa y Flora en cerdos y Juan invertirá en guajolotes.

Previous Loan Details

The group “Unión de Cabecera” consists of 10 hardworking and responsible members. They live in a very small town called Cabecera, a place where the people are humble and modest. The name was chosen by the members because they consider themselves to be a unified group and they also included the ... More from Union De Cabecera Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Mexico

  • $15,600
    Average annual income
  • 89
    View loans »
    Mexico Loans Fundraising
  • $19,621,825
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Union De Cabecera Group's $1,700 loan helped a member to buy ingredients.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 13, 2013
Currency Exchange Loss:
Jan 17, 2014