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Nataliya lives in the city of Drogobych in western Ukraine. She is 39 years old and works one of the local resorts as a director of operations. She is a person with disability (Category III) and receives a disability pension which, unfortunately, is very small. She lives in a one-bedroom apartment which is poorly heated and constantly feels "damp".

For a long time now, Nataliya has been dreaming about installing an individual heating system in her apartment, so that she will finally stop feeling like she is freezing during the cold season. But to do so, she needs an additional 16,000 hryvnia, because her income and her pension are far from sufficient to cover those costs.
View original language description ↓
Наталия живет в городе Дрогобыч, Западная Украина. Ей 39 лет. Она работает на одном из местных курортов заведующей производстом. Наталия – инвалид третьей группы, получает инвалидную пенсию, но, к сожалению, она – мизерная. Наталия живет в двухкомнатной квартире. Из-за того, что квартира плохо отапливается, в ней постоянно ощущается какая-то сырость.
Наталия давно мечтала сделать индивидуальное отопление в квартире, чтобы наконец-то перестать мерзнуть в холодное время года. Для этого ей необходимы дополнительные средства в размере 16 000 гривен, потому что зарплаты и пенсии никак не хватает на то, чтобы это осуществить своими силами.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,345,475
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Nataliya to install a good heating system.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 4, 2013
Sep 18, 2013
Currency Exchange Loss:
May 17, 2015