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Dear Kiva Lender,

Kiva facilitates loans to more than 4,000 borrowers every week, but since 100% of money lent on Kiva goes to funding loans we rely on donations from supporters like you to continue this important work. If every Kiva lender seeing this banner pitched in $25 for our Donation Drive, we'd hit our goal of $600,000 by Dec 31! Thanks for your continuing partnership in making the world a fairer place.

In service, Premal Shah, President,

Check out some available loans that are similar to this one!
Luchando Siempre Group
In this Group: Raquel Del Socorro, Marbely , Violeta Margarita
The women in this group are micro-entrepreneurs. Raquel, 33, is one of them. She's married and has three children, ages 16, 13, and 11. Her business is a grocery store in her home. She sells yoltamales [corn tamales] and atole beverages in the market in Masaya. She has been a client of the institution for a year.

Raquel's requesting the loan to invest in ingredients to make her products. She'll buy corn, firewood, lime, sweets, etc., as well as inventory for the grocery store such as rice, beans, sugar, oil, and soda.

Violeta, 30, sells soda, food, soft drinks, and pastry. Marbely, 32, has a beauty salon.
View original language description ↓
El grupo está formado por tres socias microempresarias una de ellas es Raquel de 33 años de edad, casada, con tres hijos de 16, 13 y 11 años. Su negocio es una pulpería ubicada en su domicilio, venta de yoltamales, atol agrio, atol dulce desde hace 10 años, sus productos los comercializa en el mercado de Masaya. Es cliente de la institución desde hace 1 año, el crédito lo solicita para invertir en materia prima para la elaboración de los productos como maíz, leña,cal,dulce, etc. y comprar inventario para la pulpería como arroz, frijoles, azúcar, aceite, gaseosa. Violeta mujer de 30 años de edad su negocio es la venta de gaseosa, comida, fresco, repostería y Marbely mujer de 32 años su negocio es una peluquería.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Luchando Siempre Group's $850 loan helped a member to buy ingredients and groceries.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 27, 2013
Currency Exchange Loss:
Feb 17, 2014