Luz De Luna Brillante Group
The loan Alicia will take out will benefit small micro-businesses of which she is a member. She indicates that two years ago she became a member of Pro Mujer after she was invited to join by a friend who is already a member. Currently, she runs an electronics shop. She started this business to support her current partner in the contracts that he had, learning the trade. To expand her services, she began to make independent contracts.
Alicia is taking this loan out to increase capital. She will buy tools from fairs in the city of El Alto and afterwards she will sell them in her shop. This type of work allows her to generate resources to maintain her home as much as possible since she lives in a common-law marriage and has four children. When asked what she likes about Pro Mujer, she responded that she likes the trainings on health and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Alicia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de taller electrónico; este negocio lo emprendió al apoya a su actual pareja en los contratos que él tenía, aprendiendo el oficio y para ampliar los servicios ella empieza a realizar los contratos independientes.
El crédito que ahora sacará es para el aumento de capital (compra de herramientas) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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